Home Inspection Standards of Practice

Standards of practice followed by Top Inspectors is provided by the American Society of Home Inspectors.

What Is A Home Inspection?

Making your new home safe for you and your family is our top priority!

We strive to provide world class home inspection services for houses
of all shapes and sizes. Our inspectors are Certified and Licensed Home
Inspectors that are trained to inspect every visible and accessible area
of your house to ensure that it is safe for you to move in.

Our inspectors are equipped with the latest tools and technologies in
the home inspection industry, and they are trained to use these tools
to make sure your home is thoroughly inspected.


Top Inspectors Home Inspection is a non-invasive, visual inspection of a structure. Our inspections are performed by a licensed, certified professional, who are highly trained to look for defects or issues with the structure and its components, then the inspector will provide you with a digital photo report for your review. Don’t worry about remembering anything, it will all be in the report! Our standard inspection covers over 1,800 items, included in the categories below

Roof & Attic

The roof and attic is a very important part of your home. Especially since most homeowners never climb on their own roof or get inside unfinished attics. Our professional inspectors are trained to look for anything on the roof that could be a hazard or headache. They also will keep a close eye in the attic for any signs of structural problems! Below are the standards that we hold our inspectors to for every single inspection!

The inspector shall:

Inspect:

  • Roofing materials

  • Roof drainage systems

  • Flashing

  • Skylights

  • Chimneys

  • Roof penetrations

Describe:

  • Roofing materials

  • Methods used to inspect the roofing

The inspector shall:

Inspect:

  • Structural components

  • Foundation

  • Framing

  • Ceiling structure

  • Roof structure

  • Insulation and vapor retarders in unfinished spaces

  • Ventilation of attics

Describe:

  • Methods used to inspect attics

  • Insulation and vapor retarders in unfinished spaces

  • Absence of insulation in unfinished spaces at conditioned surfaces

The inspector is NOT required to inspect or provide:

  • Antennas

  • Interiors of vent systems, flues, and chimneys that are not readily accessible

  • Other installed accessories

  • Provide engineering or architectural services or analysis

  • Offer an opinion about the adequacy of structural systems and components

  • Traverse attic load-bearing components that are concealed by insulation or by other materials

  • The inspector is NOT required to disturb insulation

  • Inspect if roof slope is excessive to safely walk on

  • If there is no safe access to the roof

  • If climatic conditions render the roof unsafe to walk on

  • If condition of the roofing material or roof decking renders the roof unsafe to walk on

  • If walking on the roof may cause damage to the roof covering materials; and

  • If walking will place any liability or danger to the homeowner or other representatives involved in the home inspection process

Exterior

The exterior of the home is a very important part of the inspection. Your inspector will inspect adjacent driveways, walkways and patios, as well as any vegetation that could have adverse effects on the home. The building “cladding” or “envelope” is very important to keep moisture out and maintain proper climate control inside. Your inspector will be looking for any signs of damage or potential entry points for moisture and air. Below are the standards that we hold our inspectors to for every single inspection!

The inspector shall:

Inspect:

  • Wall coverings

  • Flashing

  • Trim

  • Attached and adjacent decks, balconies, stoops, steps, porches, and their associated railings

  • Eaves, soffits, and fascias where accessible from the ground level

  • Vegetation, grading, surface drainage, and retaining walls that are likely to adversely affect the building

  • Adjacent and entryway walkways, patios, and drive­ways

  • All of the visible structural systems and components by probing structural components where deterioration is visible or suspected or where clear indications of possible deterioration exist. Probing is not required when, in the opinion of the inspector, probing would only further damage any area already identified as defective or where no deterioration is visible or presumed to exist

Describe:

  • Wall coverings

The inspector is NOT required to inspect:

  • Screening, shutters, awnings, and similar seasonal accessories

  • Fences, boundary walls, and similar structures

  • Geological and soil conditions

  • Recreational facilities

  • Outbuildings other than garages and carports

  • Seawalls, break-walls, and docks

  • Erosion control and earth stabilization measures

Interior

The interior of the home is what most people think of when they talk about their home. This is where most of your time will be spent in your new home. But, did you know that our inspectors are trained to find defects and safety hazards in your normal living areas that you never knew were there? Below are the standards that we hold our inspectors to for every single inspection!

The inspector shall:

Inspect:

  • Walls, ceilings, and floors

  • The wall structure

  • Steps, stairways, and railings

  • Countertops and a representative number of installed cabinets

  • Installed ovens, ranges, surface cooking appliances, microwave ovens, dish washing machines, and food waste grinders by using normal operating controls to activate the primary function

The inspector is NOT required to inspect:

  • Paint, wallpaper, and other finish treatments

  • Floor coverings

  • Central vacuum systems

  • Recreational facilities

  • Installed and free-standing kitchen and laundry appliances not listed above

  • Appliance thermostats including their calibration, adequacy of heating elements, self cleaning oven cycles, indicator lights, door seals, timers, clocks, timed features, and other specialized features of the appliance

  • Operate, or confirm the operation of every control and feature of an inspected appliance

Windows & Doors

Windows and doors usually seem pretty straight forward to most people. But, did you know there are a large number of defects that can be present at the windows and doors that can be a nuisance, can cause poor weather protection or can even be safety hazards? Below are the standards that we hold our inspectors to for every single inspection!

The inspector shall:

Inspect:

  • Exterior doors

  • A representative number of doors and windows

  • Garage vehicle doors and garage vehicle door operators

The inspector is NOT required to inspect:

  • Window treatments

  • Coatings on and the hermetic seals between panes of window glass

HVAC

The abbreviation “HVAC” means “Heating, Ventilation and Air Conditioning”. These systems in your home are some of the most complex, most important and potentially most expensive to repair. Your inspector is trained to inspect these complex systems for you so that you can focus on the things that matter. Like your new home! Below are the standards that we hold our inspectors to for every single inspection!

Heating

The inspector shall:

  • Open readily openable access panels.

Inspect:

  • Installed heating equipment

  • Vent systems, flues, and chimneys

  • Distribution systems

Describe:

  • Energy source(s)

  • Heating systems

The inspector is NOT required to:

Inspect:

  • Interiors of vent systems, flues, and chimneys that are not readily accessible

  • Heat exchangers

  • Humidifiers and dehumidifiers

  • Electric air cleaning and sanitizing devices

  • Heating systems using ground-source, water-source, solar, and renewable energy technologies

  • Heat-recovery and similar whole-house mechanical ventilation systems

Determine:

  • Heat supply adequacy and distribution balance

  • The adequacy of combustion air components

Insulation & Ventilation

The inspector shall:

Inspect:

  • Insulation and vapor retarders in unfinished spaces

  • Ventilation of attics and foundation areas

  • Kitchen, bathroom, laundry, and similar exhaust systems

  • Clothes dryer exhaust systems

Describe:

  • Insulation and vapor retarders in unfinished spaces

  • Absence of insulation in unfinished spaces at conditioned surfaces

The inspector is NOT required to:

  • Disturb insulation

Air Conditioning

The inspector shall:

  • Open readily openable access panels

Inspect:

  • Central and permanently installed cooling equipment

  • Distribution systems

  • The presence of condensate over flow warning/shutoff devices

Describe:

  • Energy source(s)

  • Cooling systems

The inspector is NOT required to:

  • Inspect electric air cleaning and sanitizing devices

  • Determine cooling supply adequacy and distribution balance

  • Inspect cooling units that are not permanently installed or that are installed in windows

  • Inspect cooling systems using ground-source, wa­ter-source, solar, and renewable energy technologies

  • Operate heat pump systems when ambient temperatures pose the potential for damage to the air conditioning system

  • Operate the air conditioning system when ambient temperatures pose the potential for damage to the air conditioning system

Fireplace & Fuel Burning Appliances

Fireplace are becoming more and more popular in Florida all the time! It may not get cold often in Florida, but when it does, you want to have the peace of mind to sit cozy by your fireplace with no worries. If your home has a fireplace or fuel burning stove/appliance, don’t worry, we have you covered! Below are the standards that we hold our inspectors to for every single inspection!

The inspector shall:

Inspect:

  • Fuel-burning fireplaces, stoves, and fireplace inserts

  • Fuel-burning accessories installed in fireplaces

  • Chimneys and vent systems

The inspector is NOT required to inspect:

  • Interiors of vent systems, flues, and chimneys that are not readily accessible

  • Fire screens and doors

  • Seals and gaskets

  • Automatic fuel feed devices

  • Mantles and fireplace surrounds

  • Combustion air components and to determine their adequacy

  • Heat distribution assists (gravity fed and fan assisted)

  • Fuel-burning fireplaces and appliances located out­side the inspected structures

  • Determine draft characteristics

  • Move fireplace inserts and stoves or firebox contents

Basement & Crawlspace

Does the home have an under floor crawlspace or a basement? Your inspector is ready and able to enter any accessible accesses under the home the make sure the home is thoroughly inspected. Even in places you would never want to go! Below are the standards that we hold our inspectors to for every single inspection!

The inspector shall:

  • Inspect structural components including the foundation and framing

Describe:

  • The methods used to inspect under-floor crawlspaces and attics

  • The foundation

  • The floor structure

The inspector is NOT required to:

  • Provide engineering or architectural services or analysis

  • Offer an opinion about the adequacy of structural systems and components

  • Enter under-floor crawlspace areas that have less than 24 inches of vertical clearance between components and the ground or that have an access opening smaller than 16 inches by 24 inches

Electrical

Nothing is as dangerous in a home as an electrical defect. Your inspector is specially trained to find potentially dangerous situations in your home relating to the electrical system. Make sure your and your family is safe in your new home! Below are the standards that we hold our inspectors to for every single inspection!

The inspector shall:

Inspect:

  • Service drop

  • Service entrance conductors, cables, and raceways

  • Service equipment and main disconnects

  • Service grounding

  • Interior components of service panels and subpanels

  • Conductors

  • Overcurrent protection devices

  • A representative number of installed lighting fixtures, switches, and receptacles

  • Ground fault circuit interrupters and arc fault circuit interrupters

Describe:

  • Amperage rating of the service

  • Location of main disconnect(s) and subpanels

  • Presence or absence of smoke alarms and carbon monoxide alarms

  • The predominant branch circuit wiring method

The inspector is NOT required to inspect:

  • Remote control devices

  • Or test smoke and carbon monoxide alarms, security systems, and other signaling and warning devices

  • Low voltage wiring systems and components

  • Ancillary wiring systems and components not a part of the primary electrical power distribution system

  • Solar, geothermal, wind, and other renewable energy systems

  • Measure amperage, voltage, and impedance

  • Determine the age and type of smoke alarms and carbon monoxide alarms

Plumbing

The plumbing system runs throughout the whole home and is very important to everyday life. Most people don’t think about their plumbing until there is a problem. Your inspector will functionally check your plumbing system to make sure everything is working properly. There are also plumbing installation and material defects that most people don’t know about that could be a real headache down the road! Below are the standards that we hold our inspectors to for every single inspection!

The inspector shall:

Inspect:

  • Interior water supply and distribution systems including fixtures and faucets

  • Interior drain, waste, and vent systems including fixtures

  • Water heating equipment and hot water supply systems

  • Vent systems, flues, and chimneys

  • Fuel storage and fuel distribution systems

  • Sewage ejectors, sump pumps, and related piping

Describe:

  • Interior water supply, drain, waste, and vent piping materials

  • Water heating equipment including energy source(s)

  • Location of main water and fuel shut-off valves

The inspector is NOT required to:

Inspect:

  • Clothes washing machine connections

  • Interiors of vent systems, flues, and chimneys that are not readily accessible

  • Wells, well pumps, and water storage related equipment

  • Water conditioning systems

  • Solar, geothermal, and other renewable energy water heating systems

  • Manual and automatic fire extinguishing and sprinkler systems and landscape irrigation systems

  • Septic and other sewage disposal systems

Determine:

  • Whether water supply and sewage disposal are public or private

  • Water quality

  • The adequacy of combustion air components

  • Measure water supply flow and pressure, and well water quantity

  • Fill shower pans and fixtures to test for leaks

The Purpose & Scope of Our Inspections

The inspector shall:

  • Inspect readily accessible, visually observable, installed systems and components listed in this Standard

  • Provide the client with a written report, using a format and medium selected by the inspector, that states:

    • Those systems and components inspected that, in the professional judgment of the inspector, are not functioning properly, significantly deficient, unsafe, or are near the end of their service lives

    • Recommendations to correct, or monitor for future correction, the deficiencies reported in, or items needing further evaluation

    • Reasoning or explanation as to the nature of the defi­ciencies reported that are not self-evident

    • Those systems and components designated for inspection in this Standard that were present at the time of the home inspection but were not inspected and the reason(s) they were not inspected

This Standard is not intended to limit the inspector from:

  • Including other services or systems and components in addition to those required

  • Designing or specifying repairs, provided the inspector is appropriately qualified and willing to do so

  • Excluding systems and components from the inspection if requested or agreed to by the client

GENERAL LIMITATIONS AND EXCLUSIONS

General limitations:

  • The inspector is NOT required to perform actions, or to make determinations, or to make recommendations not specifically stated in this Standard.

  • Inspections performed using this Standard:

    • Are not technically exhaustive

    • Are not required to identify and to report:

      • Concealed conditions, latent defects, consequential damages

      • Cosmetic imperfections that do not significantly affect a component’s performance of its intended function

  • This Standard applies to buildings with four or fewer dwelling units and their attached and detached garages and carports

  • Redundancy in the description of the requirements, limi­tations, and exclusions regarding the scope of the home inspection is provided for emphasis only

General exclusions:

The inspector is NOT required to determine:

  • The condition of systems and components that are not readily accessible

  • The remaining life expectancy of systems and components

  • The strength, adequacy, effectiveness, and efficiency of systems and components

  • The causes of conditions and deficiencies

  • Methods, materials, and costs of corrections

  • Future conditions including but not limited to failure of systems and components

  • The suitability of the property for specialized uses

  • Compliance of systems and components with past and present requirements and guidelines (codes, regula­tions, laws, ordinances, specifications, installation and maintenance instructions, use and care guides, etc.)

  • The market value of the property and its marketability

  • The advisability of purchasing the property

  • The presence of plants, animals, and other life forms and substances that may be hazardous or harmful to humans including, but not limited to, wood destroying organisms, molds and mold-like substances

  • The presence of environmental hazards including, but not limited to, allergens, toxins, carcinogens, electro­magnetic radiation, noise, radioactive substances, and contaminants in building materials, soil, water, and air

  • The effectiveness of systems installed and methods used to control or remove suspected hazardous plants, animals, and environmental hazards.

  • Operating costs of systems and components

  • Acoustical properties of systems and components

  • Soil conditions relating to geotechnical or hydrologic specialties

  • Whether items, materials, conditions and components are subject to recall, controversy, litigation, product liability, and other adverse claims and conditions

The inspector is NOT required to offer:

  • Or to perform acts or services contrary to law or to government regulations

  • Or to perform architectural, engineering, contracting, or surveying services or to confirm or to evaluate such services performed by others

  • Or to perform trades or professional services other than home inspection

  • Warranties or guarantees

The inspector is NOT required to operate:

  • Systems and components that are shut down or otherwise inoperable

  • Systems and components that do not respond to normal operating controls

  • Shut-off valves and manual stop valves

  • Automatic safety controls

The inspector is NOT required to enter:

  • Areas that will, in the professional judgment of the inspector, likely be dangerous to the inspector or to other persons, or to damage the property or its systems and components

  • Under-floor crawlspaces and attics that are not readily accessible

The inspector is NOT required to inspect:

  • Underground items including, but not limited to, underground storage tanks and other underground indications of their presence, whether abandoned or active

  • Items that are not installed

  • Installed decorative items

  • Detached structures other than garages and carports

  • Common elements and common areas in multi-unit housing, such as condominium properties and cooperative housing

  • Every occurrence of multiple similar components

  • Outdoor cooking appliances

The inspector is NOT required to:

  • Perform procedures or operations that will, in the professional judgment of the inspector, likely be dangerous to the inspector or to other persons, or to damage the property or its systems or components

  • Describe or report on systems and components that are not included in this Standard and that were not inspected

  • Move personal property, furniture, equipment, plants, soil, snow, ice, and debris

  • Dismantle systems and components, except as explicitly required by this Standard

  • Reset, reprogram, or otherwise adjust devices, systems, and components affected by inspection required by this Standard

  • Ignite or extinguish fires, pilot lights, burners, and other open flames that require manual ignition

  • Probe surfaces that would be damaged or where no deterioration is visible or presumed to exist

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